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National REALTORS®

First Time Home Buyers Assistance

This program is administered by the Missouri Housing Development Commission (MHDC) and offers low-interest loans and a Cash Assistance Program. In recent years they’ve become a bit more liberal in their guidelines. A family of 3 or more is eligible if their gross household annual income is $62,215 or less. In the St. Louis metro area houses that are eligible are new homes that cost $156,900 or less or existing homes that cost $127,100 or less.

First time home buyers funds become available a couple of times each year and it’s opened up again October 15th. There are some restrictions. If you’re interested call us at 314-772-HOME (4663) for more details or visit MHDC's website.

Fall Maintenance Tips & Checklist

We’re back to school and it’s time to make sure the house is ready for the winter. As you’re enjoying this mild weather, don’t forget to give your home a little TLC. You’ll be glad in the long run. Here are some things to do:

Clean & inspect your gutters (see Water, Water Everywhere)
Look for raw wood around windows & trim and touch it up.
Clean up ‘termite food.’ That is, rake leaves away from the foundation of the house.
Change the air filter in the furnace.
Consider having your furnace inspected by a professional to add efficiency & life to your furnace.
Check the batteries in the smoke alarms and replace as needed.
Drain your water heater. Lime deposits rob you of efficiency. (Call Mark if you’re not sure how to do this.)